AIC INSURANCE

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Contact Us

  • Phone: +211 980 909 307 / +211 925 514 200
  • Email: info@aicinsuranceco.com
  • Address: Murex Building, Ministries Road, Seventhday Round About, Juba - South Sudan.
  • Website: https://www.aicinsuranceco.com

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About AIC Insurance

We shield you from uncertainty; We remove complexity and jargon from insurance; we give you freedom to grow.

Our Vision

Safeguarding livelihoods.

Our Mission

Sustainably providing finacial security and growth to our stakeholders.

Our Customer Promise

  • Exceptional Customer Service
  • Continuous Customer Education
  • Flexi-Payment Plans
  • Free Risk Assessment

We are E.P.I.C

Our core values that drive everything we do

Efficient

We deploy and use resources in the most optimal manner. We adopt efficient processes and train our people to consider efficiency in our day to day transactions as well as in long term planning.

Professional

We foster a culture that upholds high standards of service, delivered with reliability, integrity, respect and consistency. We ensure good governance, accountability and transparency.

Innovative

We continually review and update our operating processes, products and services to ensure they sustainably deliver quality that exceeds customer expectations.

Collaborative

We ensure a conducive working environment that will attract, motivate and retain high calibre professionals. Teamwork within the company and with our external partners is vital to us.

Our Insurance Products

Comprehensive protection tailored to your needs

Property Insurance

Fire and Perils

Covers against Loss of or Damage to property arising from:

  • Fire
  • Lightning
  • Earthquake
  • Explosion
  • Riot & Strikes
  • Malicious Damage
  • Aircraft / Aerial Devices
  • Impact by any Motor Vehicle or Train
Domestic Package

Provides cover on:

  • The building
  • The building and contents both inside and/or outside the house
  • House servants against death or injury whilst in the course of employment
  • Personal legal liability to third parties
Burglary Insurance

Covers against loss of or damage to property as a result of theft involving actual forcible entry or exit.

Contractors All Risk

Offered to contractors for the period of the contract to provide protection against various risks arising in connection with the Execution of Contract Works including:

  • Damage to contract works
  • Third party property damage
  • Third party bodily injuries
All Risk

This Policy covers portable and electronic items against loss or damage including:

  • Television sets
  • Home-theatre systems
  • Laptops
  • Cameras
  • Fridges
  • Cookers
  • Microwaves
  • Mobile phones etc.
Money Insurance

Covers loss of money either:

  • In transit between the insured premises and banks
  • The insured money in premises, safe and in the custody of authorized employees/directors

Marine Cargo

Our Marine Insurance covers the loss or damage to the Vessel or Cargo from the point of origin to the warehouse of the insured.

Why insure your marine Cargo with AIC?
  • We have affordable rates specially negotiated with reputable insurance companies for both open and non-open covers
  • Clearing and forwarding services available at affordable rates

Motor Insurance

Motor Private

Comprehensive coverage for personal vehicles

Motor Commercial

Protection for business vehicles and fleets

Motorcycles

Specialized coverage for motorcycles

Our Motor insurance provides cover to the insured vehicles for Comprehensive risks, Third Party property damage or injuries.

Our partnership with a large panel of insurance companies gives you access to specially negotiated rates for an enhanced cover that includes:

  • Excess protector or excess waiver
  • Courtesy car
  • Political violence and terrorism
  • Road rescue

Employee Related Insurance

Work Injury Benefits Acts (WIBA)

This is a policy designed to cover the employees of the Insured while on duty and engaged in the execution of the Insured's business & or any project undertaken by the Insured.

Benefits covered include:

  • Accidental Death
  • Permanent Total Disability
  • Temporary Total Disability
  • Medical Expenses
  • Funeral Expenses
Group Personal Accident (GPA)

This provides compensation to employees in the event of death, injuries and disabilities caused by solely accidental, external and visible events.

Last Expense / Funeral expenses

This is a stand-alone cover that is taken out for your employees and it will pay out an agreed lump sum amount in the event of death of an insured employee.

Pension Plans

Pension plans are investment arrangements that allow an individual to allocate a part of their savings to accumulate over a period of time and provide them with a steady income after retirement.

These plans are facilitated by employers but individual pension plans are also readily available in the market.

Life Insurance

This is a policy that offers protection against financial loss that would result from the premature death of an insured person.

The named beneficiaries (one's dependents) will receive the proceeds and are thereby safeguarded from the financial impact of the death of the insured.

Group Life Insurance

This is a type of life insurance taken by an employer on his employees and pays out an agreed amount to the beneficiary of the insured employee in the event of a death in service.

AIC Guarantee

Designed to provide protection to an Employer against the risk of loss of money or property sustained as a direct result of acts of fraud, theft or dishonesty by an employee in the course of employment.

Travel Insurance

For companies who have employees travelling to overseas company subsidiaries, branches or offices.

Provides cover on:

  • Loss of passport
  • Travel delay or flight cancellation
  • Total loss of luggage
  • Loss of money
  • Medical expenses and assistance
  • Hospital allowance
  • Personal accident
  • Personal civil liability
  • Emergency evacuations
Medical Insurance

We offer tailor made and affordable medical covers to meet the needs of Corporates, Groups, Individuals and Students. Our covers come in various limits to suit everyone's budget.

Out-patient

This is medical care that does not require an overnight stay in hospital.

The cover pays for the cost of:

  • Consultation
  • Laboratory
  • Pharmacy
  • Treatment
In-patient

This is medical care that does requires hospitalization.

The cover pays for the cost of:

  • Hospital bed charges
  • Pharmacy – prescription drugs
  • Laboratory
  • Surgical procedures
  • ICU expenses
Maternity

This covers:

  • Delivery fees
  • Pre-natal care
  • Post-natal care
  • Ultrasound
Dental

This covers the cost of treatments aimed at maintaining healthy teeth including:

  • Fillings
  • X-rays
  • Extractions including surgical extraction
Optical

Optical care includes:

  • Eye Testing
  • Eye Glasses

Liability Insurance

Public Liability

This is designed to protect the insured against legal liabilities arising out of personal injuries or property damage suffered by third parties as a result of the insured's business activities.

Employers Liability

This policy offers protection to employers for their legal liability (Under common Law) for damages and claimant's costs of lawsuit expenses by an employee. Compensation is paid in the event of employees' death/injury as a result of negligence on the part of the employer.

Professional Indemnity

Professional indemnity insurance offers protection to businesses and individuals for loss or damage arising from breach of professional duty by reason of any negligent act, negligent error or negligent omission.

This cover is highly recommended to but not limited to the following professions:

  • Solicitors/ Lawyers
  • Accountants /Auditors
  • Architects and Surveyors
  • Medical doctors
  • Dentists
  • Engineers
Directors and Officers Liability

Covers directors and officers for any wrongful acts committed in their capacity as directors and officer where:

  • company is not permitted (either legally or by its articles of Association) to reimburse them.
  • The company reimbursement section covers the Company only in respect of any reimbursement that it is required, or permitted by law to make to its directors and officers against whom a legal action has been sought.

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